GESTION MULTI-FINANCE:
A CERTIFIED OPERATOR
COMPLIANT WITH THE OPC
Providing accessible financial solutions,
in full compliance with the standards of
L’Office de la protection du consommateur.
GESTION MULTI-FINANCE:
A CERTIFIED OPERATOR COMPLIANT WITH THE OPC
Providing accessible financial solutions, in full compliance with the standards of L’Office de la protection du consommateur.
TRANSPARENCY, COMPLIANCE, AND COMMITMENT TO OUR CLIENTS
An experienced company, Gestion Multi-Finance relies on the rigor of its processes and its dedication to building trust.
Serving clients since 2014, Gestion Multi-Finance has many satisfied customers. It is led by professionals who themselves adhere to codes of conduct (CPA, Actuaries) and complies with its own legal and fiscal obligations by submitting certified financial statements.
ABOUT US
We are a microloan company that lends to clients underserved by traditional financial institutions. In the vast majority of cases, these are individuals who generally have poor credit histories and whose loan applications are refused by conventional financial institutions. We believe that this clientele deserves to be served.
GMF holds a money-lender license issued by the Office de la protection du consommateur (OPC). Accordingly, GMF is committed to complying with the rules imposed by the OPC. We offer loans to clients whose existing financial obligations do not exceed 45% of their gross income, with interest rates permitted by the OPC. For clients whose current debt ratio exceeds 45%, we also agree to issue a loan, provided the consumer adds a qualified co-borrower. We do not refuse any client with a qualified co-borrower, and we even offer a better interest rate to these clients! The co-borrower is chosen by the client, but we recommend co-borrowers who are members of the Association québécoise des professionnels du microprêt, as they adhere to a strict code of ethics.
Our interest rates are those permitted by law and reflect the risk involved. They are comparable to the rates charged by credit card issuers, primarily credit cards issued by major retail chains.
Gestion Multi-Finance is a member of L’Association québécoise des professionnels du microprêt.
OUR ROLE IN THE INDUSTRY
REGULATORY COMPLIANCE
Strict adherence
to OPC standards.
CONTRACTUAL TRANSPARENCY
Clear and
understandable terms.
CONSUMER PROTECTION
Secure data and
guaranteed confidentiality.
CONTRIBUTION
TO THE INDUSTRY
Active participation in the responsible development of the lending sector.
WHY TRUST
GESTION
MULTI-FINANCE?
> Operator compliant with all LPC and OPC requirements
> Transparent and responsible practices
> Commitment to consumer protection
> Expertise and reputation with strategic partners
WE ARE COMMITTED TO COMPLIANCE
DO YOU HAVE AN URGENT NEED
FOR CASH AND HAVE FINANCIAL
INSTITUTIONS TURNED THEIR
BACK ON YOU?
Do you meet the 45% debt ratio required by the OPC?
YES
Yes, you are eligible, and your loan could be deposited into your account within one hour of receiving the requested documents.
No fees other than interest at a rate of 28.99% will be charged.
NO
We still WANT to help you.
Do you have a guarantor or a co-borrower in your circle who personally meets the 45% ratio?
Do you have a guarantor or co-borrower in your circle who personally meets the 45% ratio?
YES
This person only needs to submit the same debt ratio assessment form, and your application will be approved.
Even better, your interest rate will be only around 24% with no additional fees!
NO
We can still help you find an approved co-borrower who will allow you to obtain the requested loan.
And again, your interest rate will be only around 24%.
Click the link below for a list of approved co-borrowers.
Gestion Multi-Finance
1320 Denison West, Suite 204
St-Alphonse-de-Granby (Québec)
J0E 2A0
514-312-3084